Tennessee

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Humboldt, Tennessee CD Rates – 2-Year

You are viewing rates from banks across Humboldt





Below are two-year Certificates of Deposit (CD) rates from banks in Humboldt, Tennessee. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Humboldt, TN - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

| Aug 26, 2020

JeanJennings6 Read More

0.85%

$10,000

14.44

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0.80%

$10,000

20.87

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0.80%

$10,000

17.98

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| Jan 21, 2022

SC Read More

0.70%

$10,000

24.96

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0.55%

$10,000

9.62

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0.55%

$10,000

9.61

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| Aug 26, 2020

JeanJennings6 Read More

0.50%

$10,000

19.15

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Dec 30, 2018

Garden14 Read More

Rate History: 0.03% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Humboldt, TN - July 16, 2025


Branch Street City State
Apex Bank
Apex Bank, A Division Of Bank Of Camden Branch
37 Sandstone Circle, Suite 110 Jackson TN
Bank of Crockett
Crockett Mills Branch
31 Crockett Mills Jackson Store Road Crockett Mills TN
Greenfield Banking Company
Greenfield Branch
202 South Meridian Street Greenfield TN
Carroll Bank and Trust
Carroll Bank And Trust Branch
133 East Main Street Bradford TN
Foundation Bank
Foundation Bank, A Division Of Mckenzie Banking Company Branch
1467 West Church Street Alamo TN
INSOUTH Bank
Insouth Bank Branch
111 South Washington Street Brownsville TN
The Bank of Jackson
Main Office Branch
420 Oil Well Rd Jackson TN
Community Bank
North Highland Branch
3200 North Highland Avenue Jackson TN
Apex Bank
Apex Bank, A Division Of Bank Of Camden Branch
37 Sandstone Circle, Suite 110 Jackson TN
FirstBank
Friendship Bank Branch
650 Main Street Friendship TN
Renasant Bank
Bells Branch
32 E Main St Bells TN
Pinnacle Bank
Oak Ridge Location Branch
231 Jackson Square Oak Ridge TN
Renasant Bank
Bells Branch
32 E Main St Bells TN
First Horizon Bank
Jackson Main Branch
325 Oil Well Road Jackson TN
Regions Bank
Trenton 45 Bypass Branch
2083 Us Highway 45 Bypass Trenton TN
Regions Bank
Trenton 45 Bypass Branch
2083 Us Highway 45 Bypass Trenton TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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